Researched — not tested

We have not burned any of these safes. Nobody reviewing safes at this price has — the test costs more than the product. What follows is certification standards, manufacturer documentation, published test protocols and dealer records, tagged so you can see exactly what kind of claim each one is. Where our own earlier version of this page was wrong, we've said so and left the correction visible.

Two independent laboratories issue the marks that matter in this price band: Underwriters Laboratories, and Intertek, whose safe-testing mark is branded ETL. Both appear throughout. Neither is the same as a manufacturer testing its own product, which is the distinction the whole guide turns on.

The short version Buy a third-party certification, not a temperature. Then ask one question nobody asks: does bolting this particular safe to the floor void its water rating? On some models the manufacturer says yes, on others no, and the answer is printed in the manual rather than the listing.
How to read this guide
Nothing here is hands-on. Where two credible sources disagree — and on this page they disagree more than you'd hope — we show you both rather than picking the tidier one.
TestedPhysically in hand. Nothing on this page carries this tag.
DocumentedPublished standard, laboratory protocol, manual or corporate filing.
ManufacturerThe maker's own claim. A claim, not a fact.
CommunitySafe-trade and locksmith consensus. Informed opinion.
CorrectedSomething we, or the industry, previously stated that the evidence doesn't support.